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All agents are NOT alike! Find out why I am RE/MAX Classic's Top Individual Agent. Call me at 248-348-3000 ext. 230 or on my cell: 248-760-5008.

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1717 Pedersen Purchase - Commerce Twp
"Paul worked like a bulldog in negotiating for us."
Randall Boboige, Commerce, Twp., MI
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47960 Manorwood Dr. Sale - Northville

"The local market has some challenges and we wanted an agent to aggressively market our home. In the first weekend we had 5 showings and our home sold within 21 days. Paul kept us posted with feedback and has been a real professional throughout this process. If you are thinking of selling your home, Bruce and I highly recommend Paul." 

Bruce & Michelle Roth, Northville, MI

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Real Estate Tips
Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Real Estate Trivia
Q 
Exactly how many islands are included in the group called the 1000 Islands?

A 
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State.
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Paul Mruk, REALTOR®, real estate agents and broker for Oakland County and Wayne County, Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul Mruk
RE/MAX Classic

26870 Beck Road
Novi, MI. 48374
Phone: 248-348-3000
Fax: 248-347-1169
Email: paulmruk@NUMBER1EXPERT.com

Top Producer, Top Negotiator Who Places His Clients First!


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