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All agents are NOT alike! Find out why I am RE/MAX Classic's Top Individual Agent. Call me at 248-348-3000 ext. 230 or on my cell: 248-760-5008.

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

Remember: As a top Novi, West Bloomfield and Farmington Hills area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?

A 
Tom Thumb
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Paul Mruk, REALTOR®, real estate agents and broker for Oakland County and Wayne County, Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Paul Mruk
RE/MAX Classic

26870 Beck Road
Novi, MI. 48374
Phone: 248-348-3000
Fax: 248-347-1169
Email: paulmruk@NUMBER1EXPERT.com

Top Producer, Top Negotiator Who Places His Clients First!


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